Definition: Root insurance, or "insurance for roots," is a concept in plant breeding that aims to enhance genetic diversity by encouraging the use of genetically modified (GM) crops with rootstocks from non-maturing varieties. The term "root insurance" can sometimes be used to refer to any type of insurance policy related to crop production. For example, it could refer to a policy for crop insurance where the insured pays premium rates based on the quality and yield of the insurance coverage during the growing season. Root insurance policies may be offered as a single product or bundled with other insurance products such as crop protection (CP) or disease management (DM). They may also include provisions for loss of crops due to root diseases, insects, pests, etc. These policies are typically sold through the use of brokers, insurance companies, and agricultural cooperatives. The term "root insurance" can be used in various contexts, depending on how it is applied. It could be used as a general term that encompasses a wide range of crop production insurance schemes, or it may be used to specifically refer to policies focused on the development of genetically modified (GM) crops for seedling farming. Overall, root insurance is a complex and multifaceted concept that involves the use of genetic modification in agriculture. Its application and interpretation can vary widely depending on the context, type of crop, and other factors.
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